Description: Crosby Logo

800.462.2235 |
27Christina Street, Newton, MA 02461


CROSBY Connection: October 2012

SBC Requirements

Volunteer Outings

Let Us Help With Your HSA

New Video: Solving Claims Issues

Go Green! Go Paperless!




Nov 22 & 23: The Crosby offices will be closed for Thanksgiving



Did You Know . . .


. . . You can streamline your commuter program and add revenue?

> Quick Implementation

> Easy-To-Use

> All Major Metro Areas Covered

> Fully Automated


. . . We can manage your HIRD Form process? Are you complying with your 30-day deadlines?

> After Open Enrollment

> New hires who turn
down coverage

> Employees who drop coverage

Our process is designed to distribute, track and store Employee HIRD Forms so that you don't have to. 


For more information about any of our services, please contact Darla Rosenfeld via email or call 617-630-0468.



Get A Team Roster


We use a client-centered team approach to best meet your needs. For your team roster, please email us here.

Health Care Reform Update: SBCs
Summary of Benefit Coverage (SBC) Now Required


Description: ReimbursementEffective September 23, 2012, the National Health Care Reform law now requires health insurance carriers and group health plans to provide a new health plan disclosure called a Summary of Benefit Coverage (SBC) intended as a short and easy way to understand health plan benefits and coverage. The SBC is required to be in a standardized format allowing for individuals to easily compare available plans at a glance, rather than combing through pages of materials. Please note: this disclosure is not intended to replace Summary Plan Descriptions (SPDs).

For fully insured plans, insurance carriers are required to prepare this summary. For self funded plans, the employer is responsible for the preparation of this disclosure. Those participating or eligible to participate in the health plans have the right to receive an SBC within the specified timing requirements; upon request, at open enrollment, upon being newly eligible or newly hired or if the employee or dependent is eligible for a midyear change. The format and delivery of the SBC in most cases can be in electronic format posted online with paper copies available upon request.

Please seek the advice of legal counsel for details pertaining to your individual plan offerings and requirements.



Fall Volunteer Outings

Crosby Employees Give Back To The Community 


Description: shultzsThis September, Crosby employees spent time helping out at two different organizations. One group visited Shultz's Guest House in Dedham, a non-profit farm-based rescue group whose sole purpose is to find permanent, loving homes for dogs that have come into unfortunate situations. Our employees took the dogs for walks and helped to clean up.

Description: CrosbyShultzVols

Meghann Tassinari, Nakita Barros & Dr. Pepper

at Shultz's Guest House.

Description: CommunityServingsThe second group volunteered at Community Servings, an organization located in Jamaica Plain that we have supported in the past. Community Servings plans, cooks, packages, and delivers nutritional meals to critically and chronically ill people and their families. In the time they spent there, our employees enjoyed assembling hundreds of meals.

Description: CrosbyCommSvVols_Sm

Kimberley Stanley, Harvey Crosby, Talisha James, Janice Fine, Nicole
D'Allessandro, Normajoy Hutchinson & Anna Turaga at Community Servings.


Those who volunteered had a fantastic time and we are excited about future volunteer opportunities with Shultz's Guest House, Community Servings and other local organizations.



Implementing An Integrated Health Savings Account?
Crosby Can Help


Description: ReimbursementAs HSA compatible plan offerings grow in popularity, a simplified process is key. Crosby will assist you with coordinating all delivery aspects of HSAs, from initial communication to ongoing administration. In addition to a variety of investment options, including a debit card, account holders will have 24-hour access to their account information via for applicable HSA, FSA and/or HRA accounts, Commuter Benefits and the E & E Benefits Portal.

To learn more about Crosby's HSA solution, email Darla Rosenfeld or call 617-630-0468.



New FSA Video Now Available
Educate Your Participants About Claim Denials


Description: have recently added a new presentation to our video library: Solving Claim Issues. This brief video discusses 10 common reasons for claim denials and offers tips for submitting successful claims. This video also discusses the benefits of enrolling in Direct Deposit and Electronic Communications. You may click one of the links below to begin a presentation:  

Solving Claim Issues

FSA Overview w/ Debit Card

FSA Overview Only



Go Green! Go Paperless!

Boosting E-Communication and Direct Deposit Participation 


Description: GoGreen_SmaillAs a reminder, please help us reach our goal of 70% participation in our Go Green! Go Paperless! campaign by the end of this year. 


What you can do to help: Crosby will provide an article or language that you can put in your newsletter or on your employee website to help us publicize this effort.

We are committed to reaching our goal so that we can keep costs down and reduce the amount of paper used to communicate with participants, thus generating less waste. We look forward to future initiatives and greater participation as we head toward the end of the year.

Superior Outsourced Benefits Administration


Since 1976, Crosby has developed benefit programs for over 500 organizations. Crosby has built its stellar reputation by focusing on the design and delivery of quality benefit services. Crosby offers a wide range of benefit related services including: FSA, HRA, HSA, COBRA, Commuter Benefit Plans, Enrollment & Eligibility, Direct Billing, Tuition Reimbursement as well as customized services. Crosby is dedicated to its "High Tech and High Touch" approach, focusing on quality, customer service and creative solutions.


The Crosby Connection Newsletter is intended for Crosby Client Contacts.

2012 Crosby Benefit Systems